Travel Insurance
Emergency medical and trip coverage for visitors, Super Visa applicants, international students, and anyone travelling to or within Canada.
Why Travel Insurance Matters
Provincial health plans generally don't cover visitors to Canada, and even short medical emergencies can be expensive without coverage. Depending on your situation, you may also need proof of insurance for immigration purposes (like a Super Visa application) or want protection against non-refundable costs if a trip gets cancelled or cut short.
Our Travel Insurance Products
- Visitor to Canada Insurance — emergency medical coverage for tourists and temporary visitors to Canada.
- Super Visa Insurance — meets IRCC's minimum coverage requirements for parents and grandparents applying for a Super Visa.
- Emergency Medical Travel Insurance — covers unexpected medical costs while travelling, in Canada or abroad.
- International Students Insurance — health coverage designed for international students studying in Canada.
- Trip Cancellation & Interruption Insurance — reimburses non-refundable costs if your trip is cancelled or cut short.
Frequently Asked Questions
Do I need travel insurance to visit Canada?
It isn't a legal requirement for most visitors, but it's strongly recommended and required for a Super Visa application. Provincial health plans generally don't cover visitors, so an emergency room visit or hospital stay without coverage can be very costly.
What's the difference between Visitor to Canada Insurance and Super Visa Insurance?
Visitor to Canada Insurance is general emergency medical coverage for anyone visiting, while Super Visa Insurance specifically meets the minimum coverage requirements set by Immigration, Refugees and Citizenship Canada for parents and grandparents applying for a Super Visa — including a minimum coverage amount and proof of purchase from a Canadian insurer.
Does travel insurance cover trip cancellations, not just medical emergencies?
Emergency medical plans and trip cancellation/interruption plans are typically separate products. Medical plans cover healthcare costs during your trip; trip cancellation and interruption insurance reimburses non-refundable costs like flights and hotels if your trip is cancelled or cut short for a covered reason.
Can international students in Canada use visitor or travel insurance?
Many international students need health coverage that isn't provided by their province during an initial waiting period, or aren't covered by a school health plan at all. A student-specific travel insurance plan is built to cover that gap for the duration of their studies.
Can I buy travel insurance after I've already arrived in Canada?
In many cases, yes, though a waiting period before coverage becomes active may apply. It's best to arrange coverage before you travel so you're protected from the moment you arrive.