01
Single Trip Insurance
Provides emergency medical coverage for a one-time visit to Canada, protecting you against unexpected healthcare expenses during your stay.
WHAT IS VISITOR INSURANCEEmergency Medical & Health
Emergency Medical & Health
Insurance in Canada For Visitors
Provincial health plans like OHIP do not cover tourists, visiting relatives, or newcomers waiting for provincial eligibility. Visitor to Canada insurance protects non-residents against unexpected emergency hospital stays, physician fees, diagnostic testing, ambulance transport, and prescription medications for trips of any length.
Unlike mandatory Super Visa Insurance (which requires at least $100,000 for 365 days), standard Visitor to Canada plans let you choose flexible coverage limits ($25,000 to $300,000+) for the exact number of days you are visiting, with options for stable pre-existing medical conditions. Read our 2026 coverage & timing guide or compare Emergency Medical Travel Insurance options below.
VISITORS TO CANADA INSURANCE
Your Medical Protection Made Simple
Visitors to Canada insurance provides coverage for unexpected medical emergencies, including hospitalization, doctor visits, and emergency treatments during your stay. Choose a plan that fits your travel needs and stay protected from high healthcare costs.
02
Multi-Trip Annual Plan
Offers coverage for multiple visits within a year, ideal for frequent travelers who need continuous protection across trips.
03
Visitor Insurance
Designed for visitors to Canada, covering emergency medical care, hospitalization, and related expenses during your visit.
04
Student Insurance
Provides essential health coverage for international students, including emergency treatment and medical support while studying abroad.
05
Family Coverage
Covers the entire family under one plan, ensuring protection from unexpected medical emergencies during travel.
06
Senior Insurance
Specially tailored for senior travelers, offering coverage for age-related medical emergencies and healthcare needs.
07
Business Travel Insurance
Ensures professionals are protected during business trips with emergency medical coverage and travel assistance services.
08
Extended Stay Insurance
Ideal for long-term visitors to Canada, providing continuous medical coverage for extended stays.
APPLICATION PROCESS
Simple Steps For Secure Coverage
How we help you stay protected in Canada.
Get the right coverage before your trip and travel with confidence knowing you're protected against unexpected medical emergencies.
Read More About Our ProcessStep 1
Choose Your Coverage
Select a visitors insurance plan based on your duration of stay, coverage amount, and medical needs.
Step 2
Complete Your Application
Provide your details and activate your policy quickly before arriving or during your stay in Canada.
Step 3
Stay Protected
Access emergency medical assistance anytime, ensuring financial protection during unexpected situations.
VISITOR INSURANCE COSTSUnderstanding The Cost Of Different Visitor Insurance Plans
Understanding The Cost Of Different Visitor Insurance Plans
In Canada And What Affects Them
Visitor insurance helps cover unexpected medical emergencies such as hospitalization, doctor visits, and urgent treatments while staying in Canada. It includes:
$50,000
Essential Visitor Coverage
Practical protection for short-term tourists, visiting relatives, and newcomers during provincial waiting periods.
- Up to $50,000 in emergency medical coverage
- Emergency hospital stays & physician visits
- Ambulance transport & diagnostic X-rays/lab tests
- Flexible daily rates for short or medium stays
- 24/7 multilingual emergency claims assistance
$100,000
Standard & Super Visa Tier
Our most popular coverage amount for visiting parents, extended family stays, and Super Visa applicants.
- Up to $100,000 for unexpected medical emergencies
- Hospitalization, ICU care & prescription drugs
- Optional coverage for stable pre-existing conditions
- Deductible options ($0 to $5,000+) to lower premiums
- Direct hospital billing coordination across Canada
$300,000
Comprehensive Medical Protection
High-limit emergency medical protection for older seniors or visitors wanting maximum peace of mind.
- High coverage limits from $150,000 up to $300,000+
- Emergency air ambulance, evacuation & repatriation
- Stable pre-existing medical condition options (90–180 days)
- Covers side trips to the USA (when 51%+ stay is in Canada)
- Partial refund available for early return with no claims
*Pricing isn’t one‑size‑fits‑all — it shifts based on your age, your health, and the provider.
SECURE YOUR FAMILY'S FUTUREGuiding You
Guiding You
Every
Step Of The Way.
No-obligation customized blueprint for you and your family.
WHAT IS VISITOR INSURANCE
Everything You Should Know About Visitor Insurance
Visitor insurance is designed to protect individuals traveling to Canada from unexpected medical expenses. It provides coverage for emergencies such as sudden illness, accidents, and hospitalization during your stay. Since healthcare in Canada can be expensive for visitors, having insurance ensures financial protection and peace of mind.
HOW VISITOR INSURANCE WORKS
Understanding How Visitor Insurance Provides Protection & Coverage
You select a coverage amount and duration based on your travel plans. If a medical emergency occurs during your stay in Canada, the insurance helps cover eligible expenses such as hospital visits, doctor consultations, and emergency treatments. Coverage applies only during the policy period and for unforeseen medical situations.
Visitor insurance is ideal for tourists, parents on Super Visa, and temporary residents who are not covered under Canada’s public healthcare system.
POLICY TERMS AND CONDITIONSUnderstanding Coverage Terms
Understanding Coverage Terms
And Conditions
Key components of a visitor insurance policy include:
Premiums:
The amount paid for visitor insurance coverage based on your stay duration, age, and selected plan.
Coverage Limit:
The maximum amount covered for medical emergencies, typically ranging from $50,000 to $500,000 or more.
Exclusions:
Situations not covered, such as unstable pre-existing conditions or non-emergency treatments.
Optional Benefits:
Additional coverage options like stable pre-existing conditions, emergency dental care, and travel support.
WHY CHOOSE VISITOR INSURANCE?Choose Visitor Insurance
Choose Visitor Insurance
For Your Protection
Visitor insurance provides reliable protection against high medical costs in Canada, ensuring you receive timely care without financial stress during your stay.
Affordable:
Visitor insurance is cost-effective compared to the high cost of healthcare services in Canada.
Essential:
It protects you from unexpected medical expenses, including hospitalization and emergency treatments.
Flexible:
Coverage options can be customized based on your stay duration, medical needs, and travel plans.
GET ASSISTANCE
Need More Information? We're Here To Assist You
Fill out the form below and our team will get back to you within a few hours with a customized plan.
WHY CHOOSE US
Everything You Need, All In One Place
We simplify insurance & investment— from finding the right policy to guiding every step of your claim.
Customized Policy
Get a tailored policy that aligns with your needs, priorities, and future goals.
Guided Help
Understand every step with simple advice and zero unnecessary confusion.
Less hustle, more care
Fast and reliable support whenever you need claim-related assistance.
Online Application
Apply from anywhere with a quick digital process that saves your time.
2,500+
Families Protected
25+
Partner Insurers
10+
Years Experience
100%
Unbiased Advisory
Trusted & Secure
Licensed advisors help you choose the right coverage with complete transparency and personalized support.
VISITOR INSURANCE FAQS
Clear Answers For Your Stay In Canada
Standard Visitor to Canada insurance is optional for regular tourist TRVs or eTAs and lets you pick any coverage amount ($25,000 to $300,000+) for the exact length of your trip. Super Visa insurance is mandatory for parents and grandparents applying for a Super Visa and must provide at least $100,000 in coverage for a minimum of 365 days.
Planning a visit soon?
Let our advisors find the most affordable medical coverage for your stay.
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