Everything You Need
To Know About International Student Insurance

Coverage for pre-existing conditions depends on the specific policy. Generally, conditions that have been 'stable' (no changes in medication or symptoms) for a specific period (usually 90 to 180 days) before the policy starts may be covered. We recommend consulting with our advisors to find a plan that fits your medical history.

Yes, most international student policies provide worldwide coverage (excluding your home country), provided the majority of your period of coverage is spent in Canada. This is ideal for students planning short trips to the USA or other countries during holidays.

Absolutely. Most providers allow you to add your legal spouse and dependent children to your policy. This ensures your entire family is protected under one comprehensive plan while you complete your studies in Canada.

If you complete your studies and return to your home country earlier than planned, you may be eligible for a partial refund on the unused portion of your insurance premium, provided no claims have been made on the policy.

Yes, health insurance is mandatory for international students in Canada. If your province does not provide a health card to international students, or if there is a waiting period, you must have private international student health insurance in Canada to register for classes.

You can purchase international student insurance in Canada online through an independent broker like DMPG before you even leave your home country (e.g., international student insurance in India), or immediately after you arrive. We will email you the policy documents which you can show to your school.

The Canada student insurance cost varies based on the coverage amount and duration of your study. Typically, the international student insurance in Canada cost ranges from $1.50 to $2.50 per day. We compare options to find you the cheapest health insurance for international students in Canada.

Generally, no. International students in Ontario do not qualify for OHIP. They are required to purchase a private alternative, such as UHIP (if offered by the university) or private international student health insurance in Canada.

Not always. Some universities include a mandatory Canada student insurance fee in your tuition. However, if you attend a private college or a school without a group plan, you must purchase the best international student insurance in Canada privately.

Yes, specialized travel insurance for international students in Canada acts as comprehensive medical coverage for emergency hospital visits, prescriptions, and clinic visits while you study.