Privacy Policy

We collect information you provide directly to us, such as when you request a quote, book a consultation, subscribe to our newsletter, apply to join our team, or contact us. This may include:

• Contact details: Name, email address, phone number, and mailing address.
• Insurance or investment inquiry information: Age range, coverage needs, or travel/visa details, strictly as needed to prepare a quote or recommendation.
• Communications: Inbound messages, consultation case notes, and customer support inquiries.
• Technical and usage information: Collected automatically through cookies and similar technologies (see our Cookie Policy), including IP address, browser type, device information, and pages visited.

We use the information we collect strictly for legitimate business and client service purposes:

• Respond to inquiries, prepare customized quotes, and provide insurance and financial advisory services.
• Communicate with you about your request, our services, or account-related matters.
• Improve our website, marketing clarity, and the overall quality of our advisory services.
• Send newsletters or promotional updates where you have opted in, with the option to unsubscribe at any time.
• Meet legal, regulatory, and compliance obligations applicable to our financial advisory business.

As an insurance and financial advisory consultancy, we may share your information only with trusted entities:

• Carriers & Underwriters: Insurance carriers, underwriters, and financial institutions, solely as needed to obtain quotes, process applications, or service a policy or account you've asked us to help with.
• Service Providers: Partners who support our operations (email delivery, hosting, analytics, customer communication tools) under strict contractual confidentiality obligations.
• Legal Authorities: Regulators, government authorities, or legal advisors, where required by law or to protect our rights.

Our website uses cookies and similar tracking technologies, including Google Analytics, Google Tag Manager, and Google AdSense to understand how visitors interact with our site, measure performance, and deliver relevant advertisements.

We take reasonable administrative and technical measures intended to protect your personal information from unauthorized access, loss, or misuse. We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this policy, or as required by applicable law or regulatory obligations.

Depending on where you live, you may have rights over your personal information, which can include the right to access, correct, or request deletion of the information we hold about you, and the right to withdraw consent to marketing communications at any time:

To exercise any of these rights, contact us using the details below.

Our website and services are not directed at children, and we do not knowingly collect personal information from children.

Because we serve clients in Canada, the United States, and India, your information may be processed or stored in a country other than the one you live in. Where this happens, we take steps intended to keep your information reasonably protected in line with this policy.

We may update this Privacy Policy from time to time to reflect changes to our practices or for legal or regulatory reasons. We will update the "Last updated" date above when we make changes. We encourage you to review this page periodically.