01
Prescription Drugs
Substantial coverage for generic and brand-name medications not covered by provincial plans.
HEALTH & DENTAL INSURANCEHealth & Dental Insurance in Canada:
Health & Dental Insurance in Canada:
Bridge The Provincial Gap
While Canada’s provincial health plans do an excellent job covering doctor visits and hospital stays, they leave massive financial gaps when it comes to routine and preventive care.
Prescription medications, dental procedures, vision care, and paramedical services (like physiotherapy and massage) can quickly drain your savings. Personal Health & Dental Insurance acts as your financial shield, ensuring you and your family can afford the daily healthcare you actually need without out-of-pocket stress.
WHAT'S INCLUDED
Comprehensive Daily Protection
A good health and dental plan is customized to your exact needs. Choose from a wide range of benefits to ensure your daily healthcare is fully subsidized.
02
Routine Dental Care
Covers standard cleanings, fillings, x-rays, and routine extractions to keep your smile healthy.
03
Vision Care
Financial support for eye examinations, prescription glasses, contact lenses, and sometimes laser eye surgery.
04
Paramedical Services
Coverage for registered specialists like massage therapists, chiropractors, physiotherapists, and acupuncturists.
05
Mental Health Support
Access to registered psychologists and clinical social workers for your mental well-being.
06
Major Dental Work
Advanced plans cover crowns, bridges, dentures, and orthodontic work for growing children.
07
Medical Equipment
Assistance paying for crutches, wheelchairs, prosthetics, and hearing aids.
08
Emergency Travel
Multi-trip emergency medical coverage for unexpected illnesses or accidents while traveling outside your province.
HOW TO APPLY
Get Protected In 3 Easy Steps
No complex paperwork. Direct billing included.
We assess your medical needs and budget to find a plan that works. Once approved, you simply show your benefits card at the pharmacy or dentist to pay instantly.
Get Your Free QuoteStep 1
Assess Your Needs
We review your current out-of-pocket expenses to determine the level of drug and dental coverage required.
Step 2
Compare & Customize
Choose from multiple provider quotes. Add or remove vision care, travel, or massage therapy limits.
Step 3
Instant Digital Access
Once enrolled, download your provider's app to submit claims via photo and use direct billing at clinics.
TAILORED COVERAGE PLANS
Choose The Plan That Fits Your Lifestyle
Whether you are a freelancer, a growing family, or entering retirement, we offer flexible plans that provide exactly the coverage you need, without paying for what you don't.
Basic
Core Health & Dental
Essential coverage for everyday preventive health and routine dental maintenance.
- Routine dental cleanings & exams
- Generic prescription drug coverage
- Basic vision care (eye exams)
- Standard paramedical limits
- Ideal for budget-conscious families
Plus
Comprehensive Care
Enhanced limits for frequent healthcare users and those needing major dental work.
- Major restorative dental coverage
- Higher prescription drug maximums
- Glasses, contacts, and laser surgery
- Extensive physio and massage limits
- Medical equipment & hearing aids
Pro
Conversion / Senior Plans
Designed for retirees or those transitioning out of employer group benefits.
- No medical questionnaire required
- Guaranteed acceptance within 60 days
- Continuous coverage for existing conditions
- Travel emergency medical included
- Peace of mind for your retirement
*Pricing isn’t one‑size‑fits‑all — it shifts based on your age, your health, and the exact coverage levels chosen.
COMPREHENSIVE MEDICAL COVERAGEDon't Let Medical
Don't Let Medical
Bills Drain
Your Savings.
Secure a custom health and dental plan that covers what your provincial government doesn't. Protect your family's health and your wallet today.
WHO NEEDS IT?Protection For The
Protection For The
Uninsured & Self-Employed
Not everyone has the luxury of a corporate benefits package. Personal health and dental plans are specifically designed to protect gig workers, retirees, and small business owners from devastating medical expenses.
GUARANTEED COVERAGEHow Health Insurance
How Health Insurance
Rules Work
Self-Employed & Freelancers:
If you don't have employer benefits, personal health insurance is crucial. Plus, premiums may be tax-deductible as a business expense.
Losing Group Benefits (Conversion):
If you are retiring or leaving a job, you have 60-90 days to convert your group plan to a personal one without taking a medical exam.
Pre-Existing Conditions:
Many providers offer 'Guaranteed Issue' plans, ensuring you get coverage for medications and treatments regardless of your health history.
Families & Dependents:
Easily cover your spouse and children under one unified plan, making routine dental and vision care highly affordable.
GET ASSISTANCE
Need More Information? We're Here To Assist You
Fill out the form below and our team will get back to you within a few hours with a customized plan.
WHY CHOOSE US
Everything You Need, All In One Place
We simplify insurance & investment— from finding the right policy to guiding every step of your claim.
Customized Policy
Get a tailored policy that aligns with your needs, priorities, and future goals.
Guided Help
Understand every step with simple advice and zero unnecessary confusion.
Less hustle, more care
Fast and reliable support whenever you need claim-related assistance.
Online Application
Apply from anywhere with a quick digital process that saves your time.
2,500+
Families Protected
25+
Partner Insurers
10+
Years Experience
100%
Unbiased Advisory
Trusted & Secure
Licensed advisors help you choose the right coverage with complete transparency and personalized support.
HEALTH COVERAGE FAQS
Clear Answers For Your Health Plan
Provincial plans (like OHIP) cover doctors and hospitals, but they generally exclude prescription medications, routine dental care, vision care, physiotherapy, and medical equipment. Personal insurance covers these expensive out-of-pocket costs.
Need a custom quote?
Let our advisors find the best health and dental plan for your budget.
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